Technology Features

MAYBANK

Technology features : - Maybank2u.com

Is An electronic service provided by Maybank to enable someone to do banking anytime, anywhere on the Internet.

The services available in Maybank2u Online Financial Services are:

You can update your account by referring your Account Summary. It will show you Account Information and Account Transaction History.

Other services provided by this company via m2u are:

1)Electronic Funds Transfer

Electronic Funds Transfer (EFT) is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account, although EFT refers to any transfer of funds initiated through an electronic terminal, including credit card, ATM, Fedwire and point-of-sale (POS) transactions. It is used for both credit transfers, such as payroll payments, and for debit transfers, such as mortgage payments. By using m2u, you can do the fund transfer

-Between Your Own Maybank Accounts

-To Pay Accounts with Maybank

-To Pay Accounts with Another Bank 

-View/Cancel Funds Transfer Instructions

-Update Payee Account List

2)Credit Cards

A credit card is a system of payment named after the small plasticcard issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user). It is also different from a charge card (though this name is sometimes used by the public to describe credit cards), which requires the balance to be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interestcharged. Most credit cards are the same shape and size, as specified by the ISO 7810 standard.

Credit Card Payment

3rd Party Maybank Credit Card Payment

View/Cancel Credit Card Payment Instructions

3)Cheque Services

Cheque is an important negotiable instrument which can be transferred by mere hand delivery. Cheque is used to make safe and convenient payment. It is less risky and the danger of loss is minimised.

"Cheque is an instrument in writing containing an unconditional order, addressed to a banker, sign by the person who has deposited money with the banker, requiring him to pay on demand a certain sum of money only to or to the order of certain person or to the bearer of instrument." In maybank some of the service that realated to cheque services are

-Cheque Status Inquiry

– Updating cheque status.

-Stop Payment of Cheque

4) Bill Payment-

you don’t have to take a long journey to pay your bill. By m2u you can just ‘click’ to settled down your bills. Life becomes easier with m2u. Some of the services that provided in bill payment are

a) autodebit

A bill payment facility that automatically settles bills by deducting Maybank savings/current account on a fixed schedule

Benefits

No worries about late bill payments—just give the instruction and your bills will be automatically debited from your account on a fixed schedule

No limit to the number of transactions or amount of payments, as long as the funds in the account is sufficient for payment

Flexibility of choosing from monthly, quarterly or half-yearly payments

b) pay bills via kawanku ATM

Paying bills is now simplified with Maybank PayBills at Maybank ATMs. Customer can enjoy the convenience of PayBills to more than 80 payee corporations by following the step by step instructions at the ATM. It is a cashless transaction, as their money will be debited from their account and pay to the payee corporation automatically.

The PayBills services available at Maybank ATMs are:

One-off payment *

Bill registration *

Payment to registered bills

c) pay bills via maybank scan & pay

A facility that lets you pay bills by scanning bill barcodes at selected Self Service Terminals (SSTs) bearing the Barcode Scanning stickers

Benefits

No application needed

Conveniently pay your bills without registering your bills with the bank

Service availability from 6am to 12 midnight daily including weekends and public holidays

Make payments to personal or third party barcoded bills

d) online bill payment

An online bill payment facility that lets you settle bills by debiting your Maybank savings/current account or credit card

Benefits

• Comprehensive selection of payee corporations: pay over 600 bills through direct debit of your Maybank account, 90 bills by credit card, 118 payee corporations through payment at their websites via Maybank2u.com
• Pay bills at the convenience of your own home or office
• Saves time and helps you settle your bills before the deadline
• Choose to schedule your bill payments to avoid late payments
• Pay bills with up to 4 credit cards from other local banks, as long as the credit cards are registered under your own name
• Convenient and easy online registration. You don't even need a Maybank account if you're paying by credit card

5)Mobile banking

M2u also can be use by using your mobile. Its so easy !!

a)ipad application

Experience a new way of accessing banking needs via m2u on your iPad.

b)iphone application

The new m2u iPhone App Version 2.0 now comes with built-in maps for Singapore, Malaysia and Philippines, giving instant convenience on the go! m2u iPhone App is a free application available in the App Store.

c)mobile application

customers can do many transaction by using mobile such as;

a)Account Summary 

Balance Inquiry (Savings, Current, Credit/Debit Card) 

M2U History, Recent Transaction, Today's Transactions, Transaction History (Deposit, Credit/Debit Card)

b)Funds Transfer

To Own Accounts 

To Registered 3rd Party Accounts 

To Registered Interbank GIRO

c)Payments 

Registered Bill Payment 

Card Payment (Own) 

Card Payment (Registered 3rd Party Accounts)

d)Prepaid 

Mobile Prepaid Instant Top Up  

e)Movies 

Payment for movie tickets via GSC Mobile App (iPhone) 

e)View Rates

View Forex 

Deposit Rates

d)m-Money

A secure, convenient way to transfer money or pay for products and services using electronic money stored in your mobile phone

Available for:
Maxis/Hotlink subscribers who have registered for Mobile Financial Services

Benefits

Make electronic cash transfers to almost 9 million Maxis subscribers

M-money cash transfers are received immediately

Purchase cool downloads from Myzone and more with M-money

Hassle-free way to pay your Maxis postpaid bill

Fast, easy way to top up your Hotlink prepaid

Who can apply

Maxis/Hotlink subscribers who have already registered for Mobile Financial Services (MFS)